[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.lukre.cz\/jak-se-zabezpecit-na-duchod\/#Article","mainEntityOfPage":"https:\/\/www.lukre.cz\/jak-se-zabezpecit-na-duchod\/","headline":"Jak se zabezpe\u010dit na d\u016fchod","name":"Jak se zabezpe\u010dit na d\u016fchod","description":"Kdy\u017e u\u017e lidi odch\u00e1zej\u00ed do d\u016fchodu, m\u011bli by odch\u00e1zet pouze s\u00a0p\u0159\u00edjemn\u00fdmi pocity a t\u011b\u0161it se na zaslou\u017een\u00fd odpo\u010dinek po celo\u017eivotn\u00ed pr\u00e1ci. St\u00e1t by m\u011bl star\u00fdm lidem zajistit d\u016fstojn\u00e9 st\u00e1\u0159\u00ed, bohu\u017eel toho ale \u010dasto nen\u00ed schopen. Pro d\u016fchodce je \u010dasto t\u011b\u017ek\u00e9, n\u011bkdy i nemo\u017en\u00e9 vyj\u00edt pouze s\u00a0p\u0159\u00edsp\u011bvky od st\u00e1tu a jsou odk\u00e1z\u00e1ni na pomoc sv\u00fdch bl\u00edzk\u00fdch. […]","datePublished":"2023-05-22","dateModified":"2023-05-22","author":{"@type":"Person","@id":"https:\/\/www.lukre.cz\/author\/#Person","name":"","url":"https:\/\/www.lukre.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6eaf701939e92690bed32d6f2e2c0f9e1355f2e3837c1fb45fbfacf848239e2d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"lukre.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.lukre.cz\/wp-content\/uploads\/img_a321555_w2144_t1532803182.jpg","url":"https:\/\/www.lukre.cz\/wp-content\/uploads\/img_a321555_w2144_t1532803182.jpg","height":0,"width":0},"url":"https:\/\/www.lukre.cz\/jak-se-zabezpecit-na-duchod\/","wordCount":497,"articleBody":"Kdy\u017e u\u017e lidi odch\u00e1zej\u00ed do d\u016fchodu, m\u011bli by odch\u00e1zet pouze s\u00a0p\u0159\u00edjemn\u00fdmi pocity a t\u011b\u0161it se na zaslou\u017een\u00fd odpo\u010dinek po celo\u017eivotn\u00ed pr\u00e1ci. St\u00e1t by m\u011bl star\u00fdm lidem zajistit d\u016fstojn\u00e9 st\u00e1\u0159\u00ed, bohu\u017eel toho ale \u010dasto nen\u00ed schopen. Pro d\u016fchodce je \u010dasto t\u011b\u017ek\u00e9, n\u011bkdy i nemo\u017en\u00e9 vyj\u00edt pouze s\u00a0p\u0159\u00edsp\u011bvky od st\u00e1tu a jsou odk\u00e1z\u00e1ni na pomoc sv\u00fdch bl\u00edzk\u00fdch.M\u00edsto klidu, odpo\u010dinku a v\u011bnov\u00e1n\u00ed se sv\u00fdm kon\u00ed\u010dk\u016fm tak mus\u00ed \u0159e\u0161it svou t\u00ed\u017eivou finan\u010dn\u00ed situaci a pokud jim to zdrav\u00ed dovol\u00ed, musej\u00ed si hledat i n\u011bjak\u00fd ten p\u0159iv\u00fdd\u011blek.To, \u017ee to nen\u00ed spr\u00e1vn\u011b je ur\u010dit\u011b z\u0159ejm\u00e9. Bohu\u017eel, tato situace se nezm\u011bn\u00ed p\u0159es noc, a proto je d\u016fle\u017eit\u00e9 spol\u00e9hat hlavn\u011b na sebe, a ne na nikoho jin\u00e9ho. A\u0165 u\u017e je to st\u00e1t nebo rodina, proto\u017ee nikdy nev\u00edme, co se m\u016f\u017ee p\u0159ihodit.\tSpolehn\u011bte se hlavn\u011b na sebeN\u00e1\u0161 \u017eivot bychom m\u011bli m\u00edt pevn\u011b ve sv\u00fdch rukou a nez\u00e1le\u017e\u00ed p\u0159\u00edli\u0161 na tom, v\u00a0jak\u00e9m v\u011bku se zrovna nach\u00e1z\u00edme. Spol\u00e9hat se na n\u011bkoho dal\u0161\u00edho se toti\u017e nemus\u00ed vyplatit.Nejlep\u0161\u00ed je \u0159\u00eddit se z\u00e1sadou, \u017ee \u010d\u00edm d\u0159\u00edve, t\u00edm l\u00e9pe. Pokud za\u010dneme spo\u0159it od prvn\u00ed chv\u00edle, co nastoup\u00edme do prvn\u00edho zam\u011bstn\u00e1n\u00ed, \u010d\u00e1stky, v\u00a0kter\u00fdch se budeme pohybovat nijak nenabouraj\u00ed n\u00e1\u0161 rozpo\u010det, a p\u0159esto ud\u011blaj\u00ed svoje. Pokud si budeme odkl\u00e1dat m\u011bs\u00ed\u010dn\u011b dv\u011b nebo t\u0159i stovky, co\u017e nen\u00ed nijak z\u00e1vratn\u00e1 cifra, po p\u00e1r letech budeme m\u00edt na\u0161et\u0159enou p\u011bknou sumi\u010dku.\tVybudujte si pasivn\u00ed p\u0159\u00edjemFinan\u010dn\u00ed rezerva n\u00e1m ur\u010dit\u011b poskytne pocit bezpe\u010d\u00ed. Naspo\u0159enou \u010d\u00e1stku si m\u016f\u017eeme kdykoliv zobrazit a ujistit se, \u017ee jsme na budoucnost p\u0159ipraveni. M\u011bl by to b\u00fdt \u00fapln\u00fd z\u00e1klad, pro ka\u017ed\u00e9ho \u010dlov\u011bka. N\u011bjak\u00e9 pen\u00edze by si m\u011bl odkl\u00e1dat ka\u017ed\u00fd, a\u0165 u\u017e jako finan\u010dn\u00ed rezervu pro stav nouze, nebo t\u0159eba jako spo\u0159en\u00ed na penzi.P\u0159esto je dobr\u00e9 zv\u00e1\u017eit mo\u017enost vybudov\u00e1n\u00ed vlastn\u00edho pasivn\u00edho p\u0159\u00edjmu. Ten se samoz\u0159ejm\u011b neobejde bez obrovsk\u00e9ho mno\u017estv\u00ed pr\u00e1ce a t\u011b\u017ek\u00e9 d\u0159iny. V\u00fdsledek ale stoj\u00ed za to.Na pasivn\u00edm p\u0159\u00edjmu je nejv\u00fdhodn\u011bj\u0161\u00ed to, jak u\u017e z\u00a0n\u00e1zvu vypl\u00fdv\u00e1, \u017ee pro vyd\u011bl\u00e1v\u00e1n\u00ed pen\u011bz v\u00a0pozd\u011bj\u0161\u00edch st\u00e1di\u00edch nemus\u00edme d\u011blat v\u016fbec nic. Proto je nejlep\u0161\u00ed do jeho vybudov\u00e1n\u00ed investovat co nejv\u00edce b\u011bhem ml\u00e1d\u00ed a na st\u00e1\u0159\u00ed si jen u\u017e\u00edvat plody na\u0161\u00ed pr\u00e1ce.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak se zabezpe\u010dit na d\u016fchod","item":"https:\/\/www.lukre.cz\/jak-se-zabezpecit-na-duchod\/#breadcrumbitem"}]}]